The vacations are a time to assemble with family and friends, however it can be isolating — particularly for some older adults. That may make them prime targets for scammers.
For older adults who might not have common contact with household or pals, a name or message from a stranger can really feel like a lifeline. However usually, it is only a setup for fraud.
“It is majorly regarding, as a result of so lots of the scams actually goal folks attempting to get near them turning into their good friend. After which that’s the entry level for asking for loans, asking for cash,” mentioned Sandy Markwood, CEO of USAging.
Seniors flip to the web for social interplay and companionship, making them extra weak to fraud. Scammers can pose as a long-lost good friend, a authorities official, or a romantic companion — exploiting them for private data and their cash.
“There are simply all of those scams the place individuals are actually preying on people who find themselves lonely and socially remoted, attempting to get near them and set up a relationship. However what they’re actually attempting to ascertain is as a relationship to have the ability to get their assets,” defined Markwood.
Analysis has discovered that individuals are extra prone to fall sufferer in the event that they did not have anybody to speak to about a suggestion they obtained.
To remain protected this vacation season, at all times ask for enter from others. Do not be afraid to contact a good friend, or a company for recommendation.
Keep away from sharing any private or monetary data on-line or over the telephone.
And eventually, earlier than investing any cash, ensure you perceive the funding and the chance connected. Bear in mind, if sounds too good to be true, it in all probability is.
“Additionally, not being afraid to say no or grasp up when you will have an uncomfortable or suspicious name,” Markwood mentioned. “Recognizing that that is not being impolite, that is holding your self secure.”
Members of the family may assist cut back the sensation of social isolation by having common telephone calls, visits, or video chats with their family members.
These conversations will help cut back their willingness to have interaction with strangers – and preserve them secure.
USAging has an eldercare locator. You’ll be able to contact the group by voice, videophone or textual content: 1-800-677-1116.
